When applying for credit personally or through your business a credit search will be carried out by any proposed lender.
It’s always worthwhile to check your credit score before applying for finance as lenders will carry out a full credit check on you prior to making an offer.
There are several Credit Reference Agencies including Equifax, Experian and CheckMyFile.
CheckMyFile provides a multi agency credit report . You can try CheckMyFile for FREE, then it’s £14.99 a month, which can be cancelled at anytime!